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In under 5 minutes, find out
if you qualify for bankruptcy.
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Facing bankruptcy can be intimidating, but when you learn how to file bankruptcy, you can expect the highest level of service throughout the filing process – all from the convenience of your own home! Learn how to keep your home and car in addition to owing zero in credit card debt and other unsecured debt. Call now to learn more.
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"My daughter was going through some tough times and needed a good attorney to handle her bankruptcy. The staff were very professional and understanding. They walked her through every step and made the whole process very easy. I would highly recommend Instant Bankruptcy to anyone needing a top notch attorney."
"Sadly we were forced to file bankruptcy even though we did everything we could to avoid it. We found our attorney and I have to say they greatly exceeded our expectations. I wish their were more people like them in other industries when it comes to integrity and work ethic. If you must file bankruptcy, don’t even bother calling someone else."
"My attorney handled my bankruptcy and it was seamless. I didn't know what to expect but he handled everything. I just did my counseling and it was over and I was able to start fresh. They gave me plenty of advice on starting over too. Very much goes above and beyond. Bankruptcy is a scary thing but they made it a lot easier. I wouldn't look any further if you're looking for a great attorney."
Determine the best options to get you out of debt.
Learn which type of bankruptcy is appropriate for your unique situation.
Hire someone who offers payment plans and makes filing accessible.
It also means that creditors and debt collectors can’t contact you about those debts, report them as late to the credit bureaus or otherwise bother you about them. Some of the most common types of debt discharged when filing chapter 7 bankruptcy include:
One of the most powerful aspects of consumer bankruptcy is the automatic stay. In most cases, the automatic stay stops creditor calls, debt collection letters, law suits and even wage garnishments as soon as your bankruptcy case is filed.
That means that when you get the right help, the pressure could be off in as little as a few days.
A Chapter 13 plan allows you to catch up past-due payments during a three to five year repayment plan. At the end of that period, some remaining unsecured debt may be discharged.
In most Chapter 13 bankruptcy cases (as in most Chapter 7 cases), an automatic stay is entered as soon as the case is filed.
The automatic stay is a court order that puts an immediate stop to creditor calls, debt collection letters, law suits and even wage garnishments. When you take action to turn your finances around, the pressure could be off in just a few days.
Chapter 13 bankruptcy is designed to give people with high levels of secured debt or valuable property get the breathing room they need to manage their debts and keep their property.
Just as in a Chapter 7 bankruptcy case, your attorney will prepare petitions and schedules that detail your income, debts and assets for the bankruptcy court. And, the court will appoint a bankruptcy trustee to oversee your case.
